Purchasing a home is a significant financial decision, and navigating the process, requires careful consideration. As your dedicated REALTOR®️I want to go beyond the transaction, guiding you through every crucial step. From the initial questions to the final closing, trust in the experience of Stacey Gallagher to assist you in finding your dream home in the Drumheller area. Your journey to homeownership is our shared commitment.
As your dedicated, real estate, professional, I bring a unique perspective to the process. Having a deep understanding of the needs and aspirations of buyers allows me to tailor my approach to your specific needs. I am committed to ensuring a seamless experience, matching home buyers with the perfect property, and understanding the nuanced requirements of each buyer. Trust me to navigate the complexities of the Drumheller real estate market with expertise, ensuring a successful and satisfying outcome for all involved.
If you are buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the Drumheller market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: