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Ok I heard you,….So you wanna buy a house 🏠 but you have this hurdle…. It’s
The down payment 💰 ….
Well 1st of all I am gonna be brutally honest here if you struggle with this one then you might not be cut✂️ out to own a 🏡 cuz you do need to be disciplined enough & know how to save for a 🌧️ rainy day…especially the days when your roof leaks or your furnace bites the dust!. Cuz when you own the home…that’s on you! No landlord to ☎️ call & save the day! You are the landlord!
Ok but seriously sometimes it just seems like a massive task, seems it’s too scary 😱 and you just don’t even try….because how do I ever save that amount of money 💵 💰 ? the task seems impossible… well if you are serious this is a serious task,
Create a budget & track expenses
- ✂️ cut unnecessary costs. That could mean everything you don’t need to survive or need to make a living…especially the silly little things that you spend too much on & don’t need.
- allocate a portion of your income specifically for savings. 🏦 Consider setting up a separate savings account to make it easier to monitor your progress.
- Additionally, explore potential sources of additional income or look for ways to increase your current income.
I know these all look like hard tasks. Let me make this simple for you…live like you don’t have a penny to your name for a year! Spend nothing, the absolute minimum on all necessities get a 2nd or 3rd job and just work your butt off for one year, no dinners out, no drinking, no special coffee, no stops at the convenience store, no time to do anything but work, sleep, eat & repeat! I bet you’ll be able to save that down payment!
What would you give up to reach your goal??? DM me I want to hear your goals and what you are willing to give up to reach it! I’ll be your cheer leader! let’s do it!
